Built on Trust
Designed For Growth

Egypt’s first fully digital Money Market Account linked to our Money Market Fund, helping individuals and companies Make Every Day Count.

OUR STORY

You shouldn’t choose between returns and access to your cash, You Can Have Both.

GRANITE was born from a simple truth: your cash deserves to grow, not wait. We saw how traditional channels kept people’s cash idle, tied up in complexity, delay, and lost returns. We believe that highest returns, liquidity and trust should live side by side.

Safe, Simple, and Secure growth should be in everyone’s hands.

Backed by years of financial expertise and regulated by Egypt’s Financial Regulatory Authority (FRA), We combine institutional trust with modern technology. We call it CashTech, a new way to make your cash work harder, every single day.

When your cash works for you every single day, you Make Every Day Count 

Built on the discipline of expert fund managers, the licensed and regulated Money Market Fund powers our Money Market Accounts, delivering stability and high daily compounded returns.

No Min. No Max.

Deposit & Earn
Without Tiers

OUR STORY

GRANITE was born from a simple truth: your cash deserves to grow, not wait. We saw how traditional channels kept people’s cash idle, tied up in complexity, delay, and lost returns. We believe that highest returns, liquidity and trust should live side by side.

Icon of a money bag with a dollar sign.
You shouldn’t choose between returns and access to your cash, you can have both.

Backed by years of financial expertise and regulated by Egypt’s Financial Regulatory Authority (FRA), We combine institutional trust with modern technology. We call it CashTech, a new way to make your cash work harder, every single day.

Blue shield icon with a small shield symbol in the center.
Safe, simple & secure growth should be in everyone’s hands.

Built on the discipline of our expert fund managers, our licensed and regulated Money Market Fund powers every Money Market Account we offer, delivering stability and high daily compounded returns.

Icon of an upward trending graph with an arrow on a blue square background.
When your cash works for you every single day, you Make Every Day Count 

what we stand for

Growth

Your cash grows daily, safely, smartly and with the highest compounded returns.

Simplicity

Finance made effortless. Everything is clear, digital, and within reach.

Trust

FRA-regulated Money Market Fund and Money Market Account, managed by expert fund managers

Innovation

Modern CashTech that rethinks how cash is grown and accessed.

The Team Behind GRANITE

A team of professionals with decades of deep experience in asset management, banking, growth management, and large-scale digital systems

Man in a black suit jacket and white shirt with short dark hair, posed in front of a blue geometric background element.
Hisham Akram
Founder & CEO

30+ yrs leadership across top Egyptian institutions, EFG‑Hermes Partner, Beltone Co‑founder, Madinet Nasr CEO

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Hussein El‑Sheikh
Co‑founder & COO

30+ yrs entrepreneurship across IT, advisory, luxury retail & F&B, founded ProSeed Advisory, Soul Chips & Dips, Thirty31

Man wearing a black blazer and white shirt standing in front of a blue geometric shape.
Mahmoud Morsy
Co‑founder & CTO

15+ yrs building & scaling platforms in adtech, B2B commerce, and digital distribution, ex‑CTO Cartona (successful exit)

Man in a black suit jacket and white shirt standing against a blue geometric background.
Osama Khairat
Head of Fixed Income

17+ yrs fixed‑income specialist, prior AAIM & Beltone, ACI Dealing certified.

Smiling bald man wearing glasses, a white shirt, and a dark blazer with a pocket square, standing against a white background with blue geometric shapes.
Ahmed Moussa
Head of Business Development

25 yrs growth & partnerships leadership, MBA, cross‑sector commercialization.

Portrait of a smiling woman with shoulder-length hair wearing a black sleeveless top against a blue geometric background.
Amira Farid
Head of Marketing

19+ yrs across telecom, e‑commerce, and payments, brand & performance growth.

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Yahya Ahmed
Chief of Staff

6 yrs regional investment banking, EPFL engineer, CFA Levels I & II passed.

make every day count

Switch from low earning balances to daily growth, with liquidity on demand

FAQs

Trust is built on Clarity, We’ve Made Sure Every Answer is Simple,
and Straight to the Point

How does Granite work?

Granite is a digital platform that gives individuals and businesses access to a licensed money market fund through a seamless, fully online experience. When you transfer funds to your Granite account, your money is automatically invested in short-term government instruments such as Egyptian Treasury bills. These assets are considered risk-free and generate daily interest.

Once invested, your balance updates every day based on the fund’s Net Asset Value (NAV), which reflects returns earned on the underlying assets.

You can track your performance in real time through the app or corporate dashboard.Withdrawals are processed quickly - typically within the same business day - giving you full liquidity without lock-in periods or penalties. All activity is secure, transparent, and regulated by the Financial Regulatory Authority (FRA), ensuring your money is both productive and protected.

Who can use Granite?

Granite is available to both individuals and corporate entities who meet the platform’s onboarding requirements. To open an account, you must:

Be of legal age (for individuals) or a legally registered entity (for corporates)
Complete identity verification (KYC)
Link a valid bank account in your name or your company’s name

Whether you’re a private investor looking for daily returns or a business seeking to optimize short-term cash, Granite provides a secure and efficient solution tailored to your needs.

Is Granite risk-free?

Granite allocates your funds exclusively to short-term Egyptian government securities, such as Treasury bills, which are considered virtually risk-free. While your principal is not exposed to market volatility, returns may fluctuate slightly in response to changes in prevailing interest rates.

Is the app secure?

Yes. Granite is protected by end-to-end, bank-grade encryption and follows robust cybersecurity protocols to secure all user data and transactions. The platform complies with Egyptian data protection laws and is regularly audited to ensure ongoing compliance. All user activity is monitored in real time to detect and prevent unauthorized access.

Is Granite regulated?

Yes. Granite is licensed and regulated by Egypt’s Financial Regulatory Authority (FRA).

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